About FDC

A committed and established debt funding partner

More than money: Your dedicated investment partner

At FDC, we specialise in empowering SMEs and property developers with the tailored investment solutions needed to realise their growth ambitions. Founded in 2016, and acquired by Mercia Asset Management in 2022, we have dedicated ourselves to not just funding businesses, but fostering true partnerships.

We understand that securing financing is only one piece of the business growth jigsaw. That’s why we offer more than money; we provide comprehensive support and knowledge that extends beyond just finance. Our dedicated team offer expert business advice with decades of banking and industry experience. We can grant you access to valuable networks and help steer your company towards achieving your goals though our long-term partnerships.

FDC offers a genuine alternative to traditional bank lending, with growing regional presences and investing across all UK regions.

Funds under Management
c.£ 10 m
Businesses supported
0 +
FDC team members
0
Your trusted partner for financing solutions

FDC is part of Mercia Debt, understanding the crucial roles that advisers and management teams play in securing financing solutions for businesses. For more information about funds managed by the Group, visit their website.

Hand Shake

Responsible and supportive investor

FDC makes good deals; deals with integrity, deals that enable growth and seek positive outcomes for wider stakeholders. Every investment aligns with our responsible investor policy.

Arrows going in different directions to represent flexibility of SME Funding

Flexible long-term deals

With a holistic approach to every deal, our debt funding can work for any business model. No stringent lending criteria, just a deep understanding of your business.

Extensive Regional Networks

Recognised in the regional corporate finance community, our experienced team help you navigate the funding process, from partnering with other lenders to finding management executives.

Are you an SME looking for debt investment for growth?

Whether you are a CEO wanting to expand your business’ horizons, a management team looking to fund an MBI or a decision-maker in need of strategic funding, you will want to work with partners you can rely on. FDC has a wealth of banking, private equity, and industry experience and is a partner you can trust. With plenty of loan funding options to choose from, FDC has the knowledge to help businesses develop.

Our focus is on established SMEs – meaning they have at least 3 years of profitable trading and are ready to scale up – who are poised for further growth, from any sector. 

Debt funding for expansion

Are you a property developer looking to kick-start a new scheme?

Whether you are a commercial or residential developer, you will want to work with partners you can rely on. FDC has a wealth of property lending and industry experience and understand the market that you operate in. With a proven track record of deals that kick-start schemes as well as regenerate sites, we are the partner you can look to for support.

Our focus is on West Midlands-based developments, led by established and well-known developers.

Debt funding for property developments

Capital programmes designed to address specific market failures.

As well as our general debt funds and property finance funds, FDC provides access to to capital programmes that are dedicated to address these market failures and support businesses within any industry that need funding to drive innovation, job security, and growth.

Each fund has its own eligibility criteria, therefore we advise to get in touch with your business growth plans and we can help find the best fund to suit your needs.

Debt finance for manufacturing

Here at FDC, we understand the pressures of choosing the right investment to best suit your business plans. That is why we have a dedicated team of highly experienced, approachable professionals with backgrounds in banking, private lending, and industry.

Talk to us about how we can make your business growth plans a reality.

You might also be interested in:

Latest News

Read our latest deal releases and business updates over on our news hub. Subscribe to receive monthly newsletters and keep up to date with FDC activity.
News page

Deal portfolio

See our investments in action and read case studies and testimonials for a selection of our live and exited portfolio.
Portfolio page